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.effective-date{padding:8px 14px;font-size:.8rem;width:100%;justify-content:center}}.hero .hero-stats .stat-item{background:rgb(255 255 255 / .12)}.hero .hero-stats .stat-number{color:var(--gold)}.trust-badge-row span{background:rgb(255 255 255 / .12);backdrop-filter:blur(8px);padding:8px 18px;border-radius:40px;font-size:.85rem;font-weight:500;transition:var(--transition-smooth)}.trust-badge-row span:hover{background:rgb(255 255 255 / .2);transform:translateY(-2px)}.prefooter-cta .cta-buttons .btn-primary{background:linear-gradient(135deg,var(--red-deep),var(--red-bright))}.prefooter-cta .cta-buttons .btn-outline-light{border-color:var(--white);color:var(--white)}.prefooter-cta .cta-buttons .btn-outline-light:hover{background:var(--white);color:var(--red-deep)}.footer-col ul li a.active{color:var(--red-bright);font-weight:600}@media 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.feature-icon-wrapper{margin-bottom:20px;width:80px;height:80px;background:linear-gradient(135deg,var(--red-soft),transparent);border-radius:50%;display:flex;align-items:center;justify-content:center;transition:var(--transition-bounce)}.why-choose-us .feature-card:hover .feature-icon-wrapper{background:linear-gradient(135deg,var(--red-deep),var(--red-bright));transform:scale(1.05) rotate(5deg)}.why-choose-us .feature-card .feature-icon-wrapper i{font-size:2rem;color:var(--red-deep)}.why-choose-us .feature-card:hover .feature-icon-wrapper i{color:var(--white)}.why-choose-us .feature-card h3{margin-bottom:12px;font-size:1.3rem}.why-choose-us .feature-card p{margin-bottom:20px;flex-grow:1}.why-choose-us .feature-card .btn{margin-top:auto}